Understanding Third Party Insurance Claims
Third-party claims are essential for victims of road accidents caused by others. This guide explains what they are and how to file them successfully.
What is Third Party Insurance?
Third-party insurance is mandatory coverage that protects against liabilities arising from accidents caused to others (third parties).
Eligibility and Process
- You must be a victim, not at fault
- Accident must involve an insured vehicle
- Police report (FIR) is mandatory
- File claim with offending vehicle's insurance company
- Provide all supporting documents
- Follow up until settlement
Coverage Includes
- Bodily injury compensation
- Medical expenses
- Vehicle repair costs
- Loss of income during recovery
- Pain and suffering compensation